Dual pricing program
Offset your processing costs
Reward cash payers with a lower posted price and recover card costs the compliant way—with clear signage, the right setup, and Omega support. Reduce or eliminate your out-of-pocket processing expense alongside a flat $35/month program service.
- Reduce or eliminate your out-of-pocket processing expense
- Compliant setup, signage, and disclosure guidance from Omega
- Qualified merchants may receive no-cost POS equipment
- Next day funding available on eligible programs
At Omega Bank Card Services, we help businesses implement compliant, transparent dual pricing that clearly gives customers a choice by displaying both cash and card prices. All while reducing your cost of accepting cards. With the right setup, signage, and support, you can protect your margins without changing how you run your business.
This isn't about charging customers more; it's about not losing money on every card transaction.
Right now, you're paying a percentage on every transaction. With dual pricing, that cost can be reduced significantly—without changing your base pricing or upsetting your customers. It's simply giving them a choice in how they pay.
Dual pricing allows you to display both a cash price and a card price. Customers who pay with cash receive a lower price, while card payments are processed at the listed card price. This creates pricing transparency while helping offset rising processing costs.
- Keep more of your revenue
- No upfront cost for POS placement
- Transparent pricing for customers
- Works with your existing pricing model
- Fully compliant setup and support
- No surprise fees eating into your margins
Compare
Traditional processing vs Omega Dual Pricing
Every merchant is different. This table summarizes how the dual pricing program is structured compared to typical interchange-plus or flat-rate pricing. Your actual savings depend on volume and card mix.
| Topic | Traditional (typical) | Omega Dual Pricing (program) |
|---|---|---|
| How you pay for card volume | Interchange, network costs, and processor markup (often shown as a % of sales) | Reduce or eliminate your out-of-pocket processing expense, plus a flat $35/month program service |
| Monthly service | Varies by processor and add-ons | $35/month service (dual pricing program) |
| What customers see | Often one posted price, or surcharges where allowed | Two posted prices: cash and card, with compliant disclosure |
| Setup & support | Depends on provider | Omega helps with compliant setup, training, and signage |
Figures are illustrative. Review your statement with us for a precise comparison.
Why merchants choose dual pricing
Recover card costs
Card acceptance costs are reflected in the posted card price so you can reduce out-of-pocket processing expense instead of giving up margin on every swipe.
Reward cash payers
Cash-paying customers see the lower posted price. Clear menus and signage keep the offer transparent.
Predictable overhead
A simple monthly service instead of a stack of percentage fees and junk line items on your statement.
Compliance-first setup
Omega helps you follow card network and state rules for dual pricing, receipts, and disclosures.
How Dual Pricing Works
Two posted prices
Cash and card at the register
Network compliant
Disclosure done right
Flat monthly service
$35/mo on the program
Dual pricing displays two prices at the point of sale: a cash price and a card price. Customers who pay cash see the lower posted amount; card-paying customers see the card price that matches your compliant program setup. That structure helps you reduce or eliminate out-of-pocket processing expense while your program includes a flat $35/month service.
Done correctly, this is 100% legal and compliant with card network rules. Omega handles all the compliance setup so you don't have to worry.
Learn If This Fits Your Business
Run the numbers
Model a sample ticket and monthly volume to see posted cash vs card and a rough snapshot vs today.
Dual pricing calculator
Enter a cash-side price you price from (not necessarily the exact sticker line). See example posted card and cash for the same ticket, then compare offset processing costs + $35/mo program service to what you pay today.
today's fees
Example ticket prices
Posted card is $1.00 above the cash basis you entered (4% on that basis). Cash in this demo matches your basis; your live menu or register lines may differ after rounding and program rules.
Monthly snapshot
You pay today (est.)
$1,462.50
3.25% × volume
With Omega
Offset card costs
+ $35.00/mo
Illustrative savings vs today
About $1,427.50/mo less
Illustrative only-not tax or legal advice. Card-brand rules and disclosures apply; your live program depends on equipment and underwriting.
Equipment
Free hardware when you choose Dual Pricing
Qualified merchants who enroll in Omega's Dual Pricing program can receive modern POS terminals and peripherals at no upfront hardware cost. We help you pick equipment that fits your counter, mobile, or hybrid workflow, then ship it ready for compliant cash and card pricing at the register.
- Countertop, mobile, and full-station options for many business types
- Setup support and training so dual pricing displays correctly for customers
- Pair with your $35/month service and a program built to cut out-of-pocket card costs
Free hardware offers are for qualified merchants, subject to approval. Equipment models and availability vary; terms and minimums may apply.
Your Savings With Dual Pricing
Your expense
Offset processing costs
Reduce or eliminate your out-of-pocket processing expense on the program
$35/mo service
Simple monthly service fee
What's included
- Compliant with all card network rules
- Clear customer disclosure at POS
- Works with most business types
- Full setup and signage included
- Free POS hardware for qualified merchants on dual pricing
Frequently asked questions
Straight answers about dual pricing and how Omega supports your rollout.
What is Omega Dual Pricing?
It is a compliant way to post two prices: a lower cash price and a card price that reflects the cost of card acceptance. The goal is to reduce or eliminate your out-of-pocket processing expense while keeping pricing transparent for customers—alongside a flat monthly program service.
Is this the same as card surcharging?
No. Dual pricing shows two posted prices for goods or services. Surcharging adds a fee at checkout on top of a single price. Rules differ by network and state; Omega sets you up for the model that fits your business.
What will my customers see?
Clear posted prices at the register and on menus or signage, plus compliant receipt language so card payers know what they are paying before they pay.
What does the $35/month service include?
Ongoing program access and support tied to your dual pricing enrollment. Exact inclusions can vary by offer; your Omega rep will confirm what applies to your account.
Can I switch back if dual pricing is not a fit?
Yes. Talk with your Omega representative about other pricing structures, including traditional processing, if you need a different fit later.
Still have questions? Contact Omega or read how pricing works.