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Instant quote

No-Cost POS Placement + $35/Month Processing

Qualified businesses nationwide get modern POS equipment, transparent flat-rate processing, and zero hidden fees. Dedicated support and fast setup.

  • Transparent flat-rate processing & dual pricing programs
  • No-cost POS placement for qualified businesses
  • White-glove onboarding with nationwide merchant support
(866) 663-4204
Premium setup • no confusion

Clear pricing. Better hardware. Real support.

Most “too good to be true” offers hide the fine print. We focus on a clean program that’s easy to understand, with modern POS equipment and a team that actually answers the phone.

Simple Monthly Program

One flat rate. No tiered pricing confusion, no rate creep, no surprises on your statement.

Modern POS & Hardware

Free equipment for qualified businesses. The latest terminals, software, and support — all included.

White-Glove Onboarding

We handle setup, training, and migration. You focus on running your business.

Point of Sale

POS systems for every industry

From restaurants and retail to healthcare and field service, browse by industry or search to find the right system. No-cost POS placement for qualified businesses.

POS terminals on counter — browse systems by industry

Clover POS Solutions

Modern, cloud-based POS for retail, restaurants, and service businesses.

Learn more

Countertop Terminals

Reliable, EMV-certified physical payment terminals for any counter.

Learn more

Wireless & Mobile Solutions

Accept payments anywhere — at events, in the field, or tableside.

Learn more

Retailz POS

Retail POS for smoke shops, liquor, CBD, and convenience stores. Dual pricing, loyalty, inventory.

Learn more
View all POS options
Get My Instant Quote

How the instant quote works

Start on our Get My Instant Quote page: model your volume and current costs in a few minutes (no statement required). Add your email when you want the full comparison unlocked. A formal quote still builds on a real statement review—we show you where the numbers come from.

New to this? Here's what a statement breakdown can look like once we review yours—then the steps below show how we get there.

Example of how Omega breaks down a processing statement after your instant quote—effective rate, fees, and line items in plain English

Example only—your processor's layout and labels will differ.

01

Free Statement Audit

Send us your last processing statement. We analyze it line-by-line at no cost.

02

See Your Savings

We show you exactly how much you're overpaying and what you'd pay with Omega.

03

Switch & Save

We handle the transition. You start saving immediately with zero downtime.

Get My Instant Quote

Illustrative only until we review your statement. No spam—we use your email to send your comparison and follow up if you want help.

After we have your statement: typically 24–48 hours
Real results

Most businesses are overpaying by 40%+

Hidden fees and buried markups are standard. Here's what we typically surface in a free statement review.

$1,200+
Average annual savings per merchant
7+
Hidden fees found on a typical statement
40%
Average rate reduction after our review
Sample comparison

Illustrative effective rates — your numbers will differ. We map what you pay today vs. a cleaner structure.

Before
3.5%

Effective rate

  • PCI non-compliance fee
  • Monthly minimum markup
  • Batch processing fee
  • Statement fee
After
1.8%

Effective rate

  • No hidden fees
  • Transparent pricing
  • One flat monthly rate
  • Dedicated merchant support
Get my statement review

No obligation — just a clear read on your fees.

What merchants say

Fast setup, honest guidance, support you can reach

Reviews pulled from Google, Facebook, CardPaymentOptions, and PaymentPop, plus a client video and a featured merchant story.

Google logo
4.9/5
Google
126 reviews
Facebook logo
100%
Facebook
Recommend (42)
CardPaymentOptions logo
A rating
CardPaymentOptions
5/5 user review
PP
5.0/5
PaymentPop
1 verified review
Get My Instant Quote (866) 663-4204
Swipe to see more reviews
  • Google review

    Laura is awesome! Not only did she help our small business save money, she’s always willing to help out if any issues arise (which is very rare but the willingness to help goes a long way). She is so knowledgeable in her trade. Highly recommend!

    Hannah Bunch
  • Facebook review

    Great customer service! Katie has always gone above and beyond the few times we have needed her assistance!

    Cathy Reid
  • CardPaymentOptions review

    We’ve been using Omega Bank Card Services for a while now, and it’s been steady and reliable. Getting started was simple, and their team made sure we understood what to expect. No surprise fees, and everything works the way it should.

    Roberto Garcia
    CardPaymentOptions review · May 27, 2025
  • PaymentPop review

    We’ve been using Omega Bank Card Services for a while now, and it’s been steady and reliable. No surprise fees, and everything works the way it should.

    Roberto Garcia
    PaymentPop review · May 27, 2025
  • Google review

    We have enjoyed OMEGA but primarily due to the service of Kinsey Neptune. She is a phenomenal asset to the company. Any issues we have, any questions that may arise, any locations we need service in she is ALWAYS there. She is quick to respond and her service is impeccable.

    Bobbie Pearson
  • Facebook review

    Great company!! Glad to be doing business with them. Thank you for checking on us during pandemic!

    Donna Cowan
  • Google review

    We’ve been with Omega for several years and have been consistently happy with our decision! Kinsey is always available to help us get any issue resolved. Highly recommended this company!

    Taylor Carithers
  • Facebook review

    William and Beth made transitioning my first small business smooth and effortless. Great rates, easy-to-read statements, and agents that respond pronto.

    Joel David Howington
  • Google review

    I’ve been using Omega Services for about a month at my tattoo studio. Kinsey takes wonderful care of me for anything and everything. As a young business owner, I have a lot of questions, and Kinsey has been more than happy to answer all of them. All my payments go through smoothly and on time too! Highly recommend!

    Kayla Gray
    Tattoo studio
  • Facebook review

    Omega cut our fees in a big way and has been nice and quick with every issue. We are happy Laura showed us a better option without being pushy.

    LesandTammy Groves
  • Google review

    Laura Green is an exceptional team member of Omega Bank Card Services. She went way over and above to help solve a problem for my business. Not only on a weekend evening, but braved snowy weather to serve my needs in person! It’s truly rare to find that level of commitment.

    Danny Carter
  • Google review

    Swapping to Omega has been the best experience. Laura Green has been extremely helpful and is very knowledgeable whenever I have a question. If you're looking for a card service, look no further!

    Brian Gibson
  • Google review

    We have nothing but great things to say about Kinsey Neptune and Omega Bank Card Services. Kinsey set everything up for us and the transfer to Omega from our previous processing company was seamless. Our service has been excellent!!!

    Tina Blackburn
    Shane’s Auto Body, Inc.
  • Google review

    We just started using Omega but are very happy with the seamless transition from our old processing — it was a relief. Kinsey is very responsive, and I look forward to working with her and Omega.

    Laura Manner
  • Google review

    Ryan is awesome! Whenever he drives through Chattanooga he always makes sure to stop by and say hello and make sure everything is still going good. We will never use another credit card company and we couldn’t recommend this one enough especially with Ryan being our sales rep!

    American Tow & Recovery
  • Google review

    Kinsey is an exceptional representative! Her expertise and reliability make this company a fantastic choice. I highly recommend reaching out to Kinsey for any POS system needs. Working with Kinsey has been a pleasure!

    Selin Dedeoglu
  • Google review

    All the staff at Omega Bank Card services are polite, competent, friendly, and helpful, especially Kinsey. Nobody seems to get flustered when I'm having problems that I can't figure out.

    Tri County Animal Hospital
  • Google review

    We have been with them a year now and it's an excellent system. The customer service team is amazing. Thank you!

    Andrew Mitchell
Client testimonial

Hear from a merchant

Short video; more client stories on our About page.

Featured story

When rollout speed matters

Courtesy Automotive Groups, Omega client testimonial

14 terminals installed and staff trained in 6 hours

I don't write many reviews because I'm not normally impressed, but we installed 14 credit card terminals from Omega Bank Card Services and Laura Green was my consultant for the installation and training. We removed 14 units and replaced them within 6 hours, including training with staff. Laura was professional, knowledgeable, courteous, and a pleasure to work with. Good job Laura, you made Omega look good.

Bill Kreiser, IT Manager
Courtesy Automotive Groups · Conyers, GA
Merchant partners with Omega rewards program materials and prepaid incentive card at their business
Omega Rewards

Real businesses. Real rewards.

Merchants on our rewards program earn prepaid incentives and more—see how it works, who qualifies, and what success looks like for partners like you.

Explore Omega Rewards Get My Instant Quote
By industry

Shop solutions by industry

From retail and smoke shops to restaurants and field service, we match you with the right POS and pricing for your business.

Restaurants

POS and payment processing built for full-service, quick-service, and delivery, with transparent pricing and dedicated support.

Retail

Including Retailz for retail & smoke shops

Smoke Shops & Convenience

POS and payment processing for smoke shops, c-stores, and convenience, dual pricing, age verification, and transparent rates.

Healthcare

Secure, compliant payment solutions for medical practices, clinics, and healthcare providers, with clear pricing and patient-friendly options.

Auto Repair

Payment processing and POS built for auto shops, counter, mobile, and estimates. Transparent pricing so you keep more of every job.

HVAC

Mobile and in-office payment processing for HVAC contractors, get paid on the job with transparent pricing and fast funding.

Salons & Spas

POS and payments for salons and spas, tipping, gift cards, and appointments. Transparent pricing so you focus on clients, not fees.

Contractors

Mobile and office payment processing for contractors, deposits, progress payments, and transparent pricing for construction and trade.

View all industries
Solutions

More ways we help

Transparent pricing, merchant tools, and value-added services built for your business.

Dual Pricing

Pass card fees to customers and lower your cost of acceptance.

Learn more

Interchange Plus

See true interchange plus a small markup, no rate games.

Learn more

Merchant Solutions

Terminals, gateways, and integrations that fit your workflow.

Learn more

Value-Added Services

Gift cards, loyalty, reporting, and more to grow revenue.

Learn more

Why Businesses Switch to Omega

Cleaner pricing, better tools, and support that actually answers.

No Hidden Fees

What you see is what you pay. Period.

Free Equipment

Qualified businesses receive modern POS hardware at no cost.

Local Support

Atlanta-based team available when you need help.

Fast Approval

Most businesses approved and live within 48 hours.

Free Audit

We analyze your current statement at zero cost.

🔥 Most Popular

Get My Instant Quote

We'll show you what you're paying and where you can clean it up, with no obligation.

Get My Instant Quote

Takes a few minutes. Enter volume and fees to see your savings estimate.

Omega Bank Card Services team group photo at Truist Park during an Atlanta Braves game, company outing

FAQs for Omega

Straight answers to the questions we hear most.

Our team typically reviews standard processing statements within 24–48 business hours. We'll email you a full breakdown showing exactly where your money is going.

No. We believe in earning your business every month. Our agreements are simple and month-to-month with no early termination fees.

Dual pricing legally passes the cost of card acceptance to customers who choose to pay by card. Cash customers receive the standard price. This is fully compliant with Visa and Mastercard rules when implemented correctly.

Ready for your instant quote? Use the button below, or call (866) 663-4204 anytime.

From the blog

Straight answers on fees, statements & POS

Short guides for merchants nationwide. No fluff, no fine-print games.

View all articles
Georgia retail checkout with card reader, 2026 surcharging compliance and transparent card processing for local merchants
Compliance & clarity

Surcharging in 2026: What to Prove at the Register Before You Print New Signs

A 2026-focused look at surcharging for Georgia retailers: how checkout models differ, why debit is handled separately, where disclosures must show up, multi-state sales, and the records worth keeping. General information, not legal advice.

Read article
No-cost POS offer evaluation-Atlanta merchant asking questions keyword too good to be true processing
Due diligence

Is a No-Cost POS Too Good to Be True? What to Ask

Evaluate no-cost POS offers with confidence: qualification, equipment, support, processing structure, and the questions that separate solid programs from bad deals.

Read article
Atlanta merchant choosing payment partner-Omega vs Square comparison keyword for Georgia credit card processing
Straight comparison

Omega vs. Square: Which Is Better for Atlanta Merchants?

Compare Omega Bank Card and Square for Atlanta businesses: when flat-rate simplicity wins, when interchange-plus and local support win, and how to decide.

Read article

Nationwide service, human support

We serve merchants nationwide, including Acworth, Albany, Alpharetta, Americus, Athens, Atlanta & more · View all locations

Stop Overpaying. Start Saving Today.

Get your free statement audit and see exactly how much you can save.

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